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Late Payments Rise on Auto Loans, Average VantageScore Declines: February...
Auto loan credit delinquencies increased across every Days Past Due category for the second straight month, according to the February 2025 edition of CreditGauge from VantageScore. Additionally, the...
View ArticleHow Does Student Loan Repayment Impact Consumer Credit Scores? VantageScore’s...
“What’s important to bear in mind is that a credit score is a bit like a reputation. It takes a long time to build, but it can fall very quickly.” Dr. Rikard Bandebo, EVP, Chief Strategy Officer and...
View ArticleWill Consumers Keep Spending in 2025? VantageScore Chief Economist in the...
In recent years, consumer spending has helped the U.S. economy remain healthy despite various economic headwinds such as high inflation rates and increasing housing costs. Now, as recession fears...
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Money Life with Chuck Jaffe: CreditGauge™ Shows Credit Card Balances and...
Susan Fahy, EVP and Chief Digital Officer at VantageScore, recently joined host Chuck Jaffe on the “Money Life” podcast to share VantageScore’s January 2025 CreditGauge and the current state of the...
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How Will Consumers’ Student Loan Repayment Habits Affect Their Credit Scores?...
For the first time since 2020, student loan repayments will be reported on consumer credit files with potential consequences to consumer credit scores. A VantageScore special quantitative analysis...
View ArticleVantageScore® Analysis Finds Benefits for Borrowers Who Resume Student Loan...
After a five-year hiatus, the resumption of reporting on educational debt will have both positive and negative impacts on many credit scores, according to a new analysis published today by...
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VantageScore CreditGauge™ January 2025: Credit Delinquencies Hit Highest...
Credit Card Originations Decreased, While Auto Loan Credit Delinquencies Topped Pre-Pandemic Levels Consumer credit delinquencies rose to the highest levels in five years according to the January 2025...
View ArticleVantageScore CEO Named to Newsmaker 100 List: The People to Know Now in the...
We congratulate VantageScore’s President and CEO, Silvio Tavares for being recognized by the San Francisco Business Times as one of the Newsmaker 100, a list of the most influential corporate leaders...
View ArticleSwiping Right on Your Financial Match
Should you ask someone about their credit score or debt on a date? Considering the fact that arguments about money are a top predictor of divorce, it may not be such a bad idea to kick off your...
View ArticleAre Delinquencies Impacting Higher Earners More Heavily? VantageScore CEO on...
VantageScore President and CEO Silvio Tavares joined Sharon Epperson on CNBC’s “Squawk Box” to discuss the December 2024 VantageScore CreditGauge, which reveals that for higher earners – people...
View ArticleConsumers Are Using Their Credit Cards More Cautiously: InvestmentNews
American consumers are showing signs of financial stress in the way they are using their credit cards, according to VantageScore’s December 2024 CreditGauge.Susan Fahy, EVP and Chief Digital Officer...
View ArticleConsumers are Spending Cautiously. What Does This Imply for Card Lenders? – WSJ
Consumers have started spending more cautiously – a shift likely to have implications for lenders, as reported in the Wall Street Journal’s “Heard on the Street” column.VantageScore’s December 2024...
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Are Consumers Using Credit More Cautiously? December 2024 CreditGauge™
Credit card balances climbed 2.9% year-over-year, in line with annualized inflation, while overall credit utilization declined year-over-year VantageScore, a leading national credit-scoring company,...
View ArticleHere’s What Consumers Need to Know About Credit Card Defaults: Associated Press
Dr. Rikard Bandebo, Chief Strategy Officer and Chief Economist at VantageScore®, recently spoke with The Associated Press to advise consumers who may find themselves struggling with credit card...
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Supporting Future Homeowners: FHLB Dallas Now Accepts Mortgage Applications...
Member Banks Can Use VantageScore 4.0 Credit Score to Originate Loans for Millions of New Creditworthy Borrowers VantageScore today announced that the Federal Home Loan Bank of Dallas now accepts...
View Article10 Tips From Experts To Help You Change Your Relationship With Money In 2025:...
With the holidays now behind us, consumers are likely reflecting on their financial goals for 2025. Dr. Rikard Bandebo, Chief Strategy Officer and Chief Economist at VantageScore® recently spoke with...
View Article2025 Will See a Record Number of Retirees. Here Are Some Insights Into Their...
A record 4.2 million Americans are expected to reach retirement age in 2025, a transition bound to have ramifications on the overall financial marketplace for years to come. Dr. Rikard Bandebo, Chief...
View ArticleWill 2025 Be the Year of the Credit Hangover? VantageScore Chief Strategy...
VantageScore® Chief Strategy Officer and Chief Economist Dr. Rikard Bandebo joined Yahoo! Finance to discuss the state of consumer credit health heading into 2025 and the latest insights from...
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Holiday Consumer Spending Muted By Inflation and Slow Credit Card Balance Growth
Overall Credit Card Balances Rose Modestly New Credit Card Originations Up Slightly Month-Over-Month Early-Stage Credit Card Delinquencies Remained Stable VantageScore, a leading national...
View ArticleCredit Card New Accounts to Slow with New Fed “Higher for Longer Interest...
VantageScore President and CEO Silvio Tavares joined anchors Carol Massar and Tim Stenovec on Bloomberg’s Businessweek to discuss consumer credit health and the latest insights from VantageScore®’s...
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